Posted October 10, 2019 09:24:23 The Fair Housing Act of 1968 (FHAA) prohibits discrimination in the sale, rental or exchange of housing based on race, color, religion, national origin, sex, disability, familial status, familial relationships, sexual orientation, genetic information, or marital status.
If you are a homeowner, you are legally allowed to exclude tenants who are not related to you in housing based solely on their race, ethnicity, religion or national origin.
It is also illegal for a landlord to discriminate in housing or rental housing based upon race, religion and national origin if that person is living in the home, if the home is being rented or leased, or if the property is being used as a dwelling or a place of business.
In some cases, the law prohibits discrimination based on disability.
You are also legally allowed not to discriminate based on your race, sex or national origins, and you are not prohibited from discriminating in the use of housing because of your disability.
But, it is important to remember that your landlord is only allowed to discriminate if the landlord can prove it has acted with malice.
That means that the landlord cannot discriminate against you because of a physical or mental impairment that prevents you from receiving fair housing protections, such as being able to read, write, or drive, for example.
Read more about the Fair Housing laws in the Fairness in Housing section.
How is the Fair Haven Fair Housing Program different from the Fair Hills Fair Housing program?
The Fair Haven program is a federally-funded initiative that is aimed at helping homeowners and renters.
You must apply and pay a $75 application fee and a $125 application fee for your application.
The program is administered by the U.S. Department of Housing and Urban Development (HUD).
The Fair Hope Fair Haven Program, a program operated by the Fair Hope Alliance, also operates in several areas of Connecticut.
Read the FairHope Fair Haven website for more information.
You may be eligible for a loan or grant that can be used to buy your home and help with your fair housing obligations.
If your home is owned by a business, you may qualify for a financial assistance program.
If it is owned or rented by a nonprofit organization, it may be a loan program or grant program.
The Fair Hills fair housing program is managed by HUD.
Read HUD’s Fair Hills website for information about Fair Haven.
If my landlord refuses to rent to me based on my race, national, religious, familial, or familial relationships or sexual orientation I can sue for fair housing.
The federal Fair Housing Protection Act of 1991 (FHPA) states that a person is entitled to the fair housing benefits of a home based on their ability to perform a reasonable, nondiscriminatory task in the housing or to avoid adverse employment or economic effects on the housing, if that task is necessary for the performance of that essential purpose.
The law protects the right of homeowners to refuse to rent housing based in part on race and national or religious affiliation, or on race or national, or religious or familial relationship or sexual affiliation, and to deny reasonable housing assistance based on a race, ethnic, national or familial relation or familial status.
Read federal Fair HOPE Act website for details about Fair Hope.
How do I apply for a HUD loan or financial assistance?
The HUD Fair Housing Loans and Grants (FHBL) program is designed to help homeowners and small business owners find housing for rent.
The Federal Housing Administration (FHA) provides loans for affordable housing and other financial assistance to help low- and moderate-income homeowners.
The FHA is responsible for ensuring that federal housing loans are available to eligible homeowners.
You can apply for HUD loans online through the HUD Fair HALL website.
You also can apply online through HUD Fair Hope by visiting HUD’s website.
The process is simple.
You will first have to complete an online application.
After that, you will be directed to the Federal Housing Loan Guaranty Corporation (FHGL) to complete a Federal Credit Report.
If the FHA determines that you qualify for financial assistance, you can use the loan to buy a home and qualify for fair HUD housing protections.
You’ll have to pay the FHGL application fee to get a loan.
If there is a financial hardship, you could qualify for an affordable housing subsidy to purchase your home.
You could also be eligible to apply for loan forgiveness.
Read about how HUD works to help you buy a house or get financial assistance.
How are HUD Fair Haven Loans and Grant Programs different from Fair Hills Grants and Loans?
HUD’s fair housing grant program is different from HUD’s other grants and loans.
The HUDFairHousing Grant Program provides federal loans to eligible borrowers to help them purchase homes or rent apartments.
HUD has loan programs that help low income families buy homes and to rent apartments at affordable rates.
Read our article on HUD fair housing programs for more details about HUD Fair Hills Grant Program. How